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THE ROLE OF BANKS IN THE DEVELOPMENT OF ENTREPRENEURSHIP IN NIGERIA. (A CASE STUDY OF FIRST BANK OF NIGERIA PLC.)

Abstract

This paper is on the role of banks in the development of entrepreneurship. It is aimed at dealing with the problems encountered by entrepreneurs in acquiring loans for their business, and also the role banks play in the development of entrepreneurship in nigeria. It seeks to look at the problems of getting the loans and also that of the banks contributions to the average nigerian small-scale enterprises. A detailed research methodological approach, which involved, the review of related literature, personal observation, different techniques for the data collection and questionnaires were embarked upon.  Based on he major semantic problem identified, recommendation are made which includes aggressive enlightenment campaign by banks, small-scale manufactures and government to ensure continued positive encouragement to the small-scale industrialist.

Table of content

Chapter one

Introduction                                                                   1

Problem identification or statement of problem   1

Rationale of study                                                         2

Significance of study                                            3

Background of the study (optional)                     4

Definition of terms                                               5

Chapter two

Literature review                                                           6

Theoretical review                                                7

Empirical review                                                  14

Chapter three

Hypothesis, methodology of the study source of data &

Limitations of the study.                                                         17

Hypothesis                                                           17

Methodology of the study                                    21

Data collection                                                     21

Chapter four

Data presentation, analysis and discussion of the results       27

Data presentation                                                          27

Discussion of the result                                        40

Chapter five

Summary, conclusion and recommendation                            43

Conclusion                                                           43

Recommendations                                                         44

Bibliography                                                                 46

Appendix                                                                       50

Chapter one

Introduction

Problem identification/statement of problem

Over the years, unemployment has been a common problem, which almost every nigerian suffers.

According to nwabueze (2003), “the most affected among these unemployed resources is human labour.

The government policy makers, economic and social philosophers, private individuals and banks have in one-way o the other contributed tremendously to the control of the economic menace.

The prime among these unemployment regulators are banks, and thus, this research work aims at uncovering the extent bans have helped in mitigating the teaming unemployed human labour by development of entrepreneurship through;

Deposit/collection/safe-keeping of entrepreneurial evaluates.

Advances/credit extension to entrepreneurs.

Corporate finance services to entrepreneurs.

Money transfer on behalf of the entrepreneurs.

International finance services to the entrepreneurs.

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